Privacy Policy

1. Introduction

Sue O’Reilly and The Positive Point ("Company," "we," "us," or "our") are committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you visit our website, thepositivepoint.com (the "Site"), and interact with our services.

2. Information We Collect

We may collect personal information such as your name, email address, phone number, and payment details when you:

Register for a training, webinar, or consultationPurchase a program or serviceSubscribe to our email list or newsletterContact us for support

We may also collect non-personal information such as IP addresses, browser type, and website usage data for analytics and improvement purposes.

3. How We Use Your Information

We use your information to:

Provide and personalize our services

Process payments and transactions

Send relevant content, updates, and promotions

Improve user experience and website functionality

Comply with legal obligations

We do not sell, trade, or rent your personal information to third parties.

4. Cookies & Tracking Technologies

We may use cookies, pixels, and tracking technologies to enhance your experience, analyze website performance, and deliver targeted advertisements. You can disable cookies in your browser settings, but some features may be limited.

5. Third-Party Links

Our website may contain links to third-party sites. We are not responsible for their privacy practices and encourage you to review their policies.

6. Security

We implement security measures to protect your information. However, no online transmission is 100% secure, and we cannot guarantee absolute security.

7. Your Rights & Choices

You may request access, corrections, or deletion of your personal data by contacting us at

[email protected]

8. Changes to This Policy

We may update this Privacy Policy at any time. The most recent version will be posted on our website.

For questions, contact us at

[email protected]

Terms of Service

1. Acceptance of Terms

By accessing and using thepositivepoint.com ("the Site"), you agree to comply with these Terms of Service ("Terms"). If you do not agree, do not use our Site or services.

2. Services Provided

We offer educational content, coaching programs, and investment-related training.

We do not provide financial, legal, or tax advice.

3. Payment & Refunds

All purchases are final unless otherwise stated in our refund policy.Unauthorized chargebacks or payment disputes may result in suspension of services.

4. User Responsibilities

You agree to:

Use our content for personal and educational purposes only

Not share, distribute, or resell program materials

Not use our services for unlawful purposes

5. No Guarantees or Warranties

We do not guarantee specific financial results from our programs. Success depends on many factors, including your effort, experience, and market conditions.

6. Intellectual Property

All content, including text, videos, and materials, is owned by us and may not be reproduced without permission.

7. Limitation of Liability

We are not liable for any direct, indirect, incidental, or consequential damages arising from your use of our services.

8. Termination

We reserve the right to refuse or terminate service at our discretion.

9. Governing Law

These Terms are governed by the laws of Canada.

10. Changes to Terms

We may update these Terms at any time. Continued use of our Site constitutes acceptance of any changes.

For inquiries, contact

[email protected]

.

Disclaimer

1. General Information

The content provided on thepositivepoint.com and through our programs is for educational and informational purposes only. We do not provide financial, legal, or tax advice.

2. Earnings & Financial Disclaimer

Any testimonials or examples of financial success are not guarantees of future results.Your success depends on multiple factors, including your skills, knowledge, effort, and economic conditions.Investing and financial decisions carry inherent risks, and past performance does not guarantee future success.

We do not guarantee specific income levels or financial outcomes.

3. Investment Risk Disclosure

Investing involves risk, and you may lose money.

Always consult with a licensed financial professional before making investment decisions.The information provided should not be considered personalized investment advice.

4. Testimonials & Case Studies

Any testimonials presented on this Site reflect the experiences of individuals and are not typical for all users.

Results vary based on individual effort and market conditions.We do not claim these testimonials represent average results.

5. Affiliate Disclosure

We may recommend products, tools, or services that we are affiliated with. We only promote what we believe in, but we may receive a commission for purchases made through our links.

6. No Professional Relationship

Use of our Site or services does not create a client-advisor relationship. We do not act as your personal financial advisor.

7. Limitation of Liability

We are not responsible for any financial decisions, losses, or damages incurred from using our content or services.

For any concerns, contact us at

[email protected]